With the stiff competition in the market among money lenders that are varieties of options available for the borrower to seek personal loans. Private banks, public banks, credit unions and individuals are offering loans so that lenders can impose interest rate.But not all loan providers foist such rates. It’s getting tougher to choose the right …
Bank Loan Application Rejected- These Substitutes Can Help in Meeting Your Goals
Bank Loans are a priority which most people rely on when they come across tough financial situations. But getting a loan is not a piece of cake, Bank’s check their relationship with the borrower, verify documents, check credit score, and much more. And even after all these proceedings gets complete, there are chances that the …
Life Hacks To Avoid Money Mistakes
Living life without a budget can be fun and exciting at the initial stage, but it can be risky and can lead you empty-handed in no time. No matter how much one earns, making a budget and planning the expenses is crucial for a sustainable life. Here are a few hacks that can be followed …
Best Ways To Save Money On A Tight Budget
If you have short-term debts (credit cards, car loans, store accounts, and personal loans) you have enough income to start saving for Financial Independence. I my last post, “Give Yourself a Raise By Paying Off Short-term Debt,” you read about how to free up money each month to save towards Financial Independence by paying off your debts …
How To Become Financially Independent
This blog is mainly about what most people refer to as “saving for retirement” but I refer to as Financial Independence. “Retirement” is a word that makes me think of an old person sitting in a rocking chair with a blanket over their lap watching Oprah. To me it’s survival in old age. It’s dull. …
Managing Cash Flow In Retirement
While you’re working, your primary financial focus is on saving and growing your money. But, that changes once you declare Financial Independence. From then on the name of the game is cash flow management.In simple terms, cash flow is what’s left of your income once your expenses are paid. My definition of Financial Independence is, “Being …
Stuck with Bad Credit Score- Personal Loan Can Help You Out
Credit Score is the primary factor by which banks decide whether you are a loyal customer and not a payment defaulter. It is calculated on your previous bank history and your relationship with financial institutions and lenders. A bad credit score will only bring problems, and it is utmost necessary to improve it. But how …
5 Smart Ways to Get Low Interest Rate Loans and Save your Money
Financial assistance may be required at any stage of life, it may be a medical emergency or you want to buy your dream car but can’t afford due to lack of funds. Students might need education loan when admitting to prestigious university or professionals may need a business loan to build a startup. The one …
How Cash Flow Loans Helps Maintain a Small Business in Cash Crunch
They Say money isn’t everything well this true to some situations in life but with businesses it contradicts. To run a small business and meet the investment, expenditures, and operations cost you will undoubtedly require money. If you are facing a cash crunch or want to startup a small business then small cash flow loans …
Major Rules of Validating Credit Cards
Algorithm tests is what is used to validate most credit cards around the world since it can be easily modified to fit validation requirements and rules which differ from one country to another. The rules that can be applied when validating a card are many but the company in question will choose specific ones to …