Why use our Credit Services?

Credit Propel is a comprehensive credit directory that lists a variety of credit services in one convenient, online location. We have done all the research so you don’t have to. Each credit category has been designed to help you easily locate and partner with the best credit services available.

Developing good credit can save you a lot of money. Did you know that people with good credit actually pay less in fees and rates when they’re using a credit card, financing a car or buying a home? They even pay less for insurance.

Employers are starting to use credit scores when evaluating job candidates. You might even get that better paying position because of your good credit!

Whether you’re interested in reviewing and improving your credit score, building stronger credit, or obtaining the right loan or best credit card, we can help you achieve these goals. Our comprehensive directory lists the best credit services needed to help improve your credit, all in one convenient, online location.

Do you know your credit standing?

The first step in improving your credit is determining your credit score. You can obtain your credit score by ordering a credit report through our credit resources. This report will reveal your score as well as any negative marks on your credit record.

If you’ve run into credit obstacles in the past and you discover negative marks on your report, don’t give up hope. You can actually have past marks on your credit removed through credit repair.

By understanding your credit report, repairing any negative marks and making responsible financial decisions, you can enjoy a more profitable financial future. Think of your credit score as a picture of your credit risk. This picture reflects your risk at a specific point in time. A picture does not change; however, when you take another one, you will probably look a little different. Similarly, when your credit information changes, your score will also change to reflect the updated information.

There are steps you can take to ensure that each time a new “credit picture” is taken, it shows your best side. By observing the following guidelines, you can influence your credit worthiness for the better:

Be punctual- Pay all your bills on time. Late payments, collections, and bankruptcies have the greatest negative effect on your credit score.

Check your credit report regularly and take the necessary steps to remove inaccuracies – Don’t let your credit health suffer due to inaccurate information. If you find an inaccuracy on your credit report contact the creditor associated with the account or the credit reporting agencies to correct it immediately.

Watch your debt – Keep your account balances below 50% of your available credit. For instance, if you have a credit card with a $1,000 limit, you should try to keep the balance owed below $500.

Give yourself time – Time is one of the most significant factors that can improve your credit score. Establish a long history of paying your bills on time and using credit responsibly. You may also want to keep the oldest account on your credit report open in order to lengthen your period of active credit use.

Avoid excessive inquiries – A large number of inquiries occurred over a short period of time may be interpreted as a sign that you are opening numerous credit accounts due to financial difficulties or overextending yourself by taking on more debt than you can easily repay.

Payroll Outsourcing
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    Lexington Law

    We are a law firm specializing in repairing credit reports. We can help repair your credit report by removing inaccurate, misleading, or unverifiable information. From bankruptcies to charge-offs to tax liens, we have challenged virtually every credit problem under the sun - and deleted over 700,000 such items to date. We can get you results you can count on, results that can literally turn your life around.

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    Credit Repair Kit

    Credit repair is possible and this guide shows you step by step how to do it yourself. The Information in this guide represents over 15 years of research and experience. We have witnessed the deletion of over 115,000 negative credit items using the exact methods described throughout the guide.

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