The Advanta Platinum 90-Day Interest Free BusinessCard is an excellent choice for business owners that wish to manage their expenditures on a single credit card account. This business credit card truly stands apart from other small business credit card offers in that it gives the cardholder a full 90 days to make payments on new purchases before interest is charged. You read that right.
Cardholders have a full 90 day interest-free grace period, as opposed to the industry standard 30 day billing cycle. This is not an introductory or promotional offer but rather a standard feature.
In addition to being a radical departure from how interest rates are calculated and charged, the Advanta Platinum 90-Day business card is also a rewards card that awards account holders with one bonus point for every dollar spent using their card. Bonus points can be redeemed for rewards that include travel, merchandise from leading retailers and gift cards. Rewards can also take the form of cash rebates in the form of a cash back check with additional rewards points rewarded at years-end to all accounts that are in good standing.
Rewards points never expire and there is no limit to how many a card holder can accrue on an active account. You can customize your card with your company’s name and receive additional cards for your key employees. This credit card offer will also earn you benefits in the form of discounts on select goods and services that you use in the course of conducting your business. Cash advances are also available and are treated the same as purchases. The APR is based on the highest prime rate offered during the 90 day interest free period.
This is an ideal small business credit card for those company owners that will benefit from having a longer billing cycle to pay off their credit balance. The annual percentage rate is a bit higher than the average business card offer but as long as you pay off your purchase or cash advance before the 90 day billing cycle expires you will not be charged any interest. The card also comes with a generous credit limit that allows you the freedom to meet your business solutions. The Advanta Platinum 90-Day Interest Free Business Card has no annual fee.