Finance

Filing your individual tax return is a task that many people dread. So many people find themselves putting it off until the last possible minute. What happens, though, when your tax return needs to be submitted?  The tax-avoider must stay up all night, with their stress levels soaring through the roof. The worst part? They …

Whether you’re an entrepreneurial novice looking to launch your first venture, a seasoned professional kicking off a side business, or anything in between, the question of finance will always be one of your most pressing. To help you whittle down your options and select a strategy that will work for you, here are five of …

It’s natural for any adult individual to aspire a home of your own! And to buy the same, you do need a little help in terms of financial sources. Not everyone can purchase a home worth millions by just signing a cheque for it! Most of the common working individuals opt for borrowing a certain …

Bank Loans are a priority which most people rely on when they come across tough financial situations. But getting a loan is not a piece of cake, Bank’s check their relationship with the borrower, verify documents, check credit score, and much more. And even after all these proceedings gets complete, there are chances that the …

Living life without a budget can be fun and exciting at the initial stage, but it can be risky and can lead you empty-handed in no time. No matter how much one earns, making a budget and planning the expenses is crucial for a sustainable life. Here are a few hacks that can be followed …

If you have short-term debts (credit cards, car loans, store accounts, and personal loans) you have enough income to start saving for Financial Independence. I my last post, “Give Yourself a Raise By Paying Off Short-term Debt,” you read about how to free up money each month to save towards Financial Independence by paying off your debts …

This blog is mainly about what most people refer to as “saving for retirement” but I refer to as Financial Independence. “Retirement” is a word that makes me think of an old person sitting in a rocking chair with a blanket over their lap watching Oprah. To me it’s survival in old age. It’s dull. …

While you’re working, your primary financial focus is on saving and growing your money. But, that changes once you declare Financial Independence. From then on the name of the game is cash flow management.In simple terms, cash flow is what’s left of your income once your expenses are paid. My definition of Financial Independence is, “Being …

Credit Score is the primary factor by which banks decide whether you are a loyal customer and not a payment defaulter. It is calculated on your previous bank history and your relationship with financial institutions and lenders. A bad credit score will only bring problems, and it is utmost necessary to improve it. But how …